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Patriot International Lite

Comprehensive | A- (Excellent) | IMG

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COVID-19 Included Acute Pre-Existing Condition Medical Coverage During Travel Cancelable & Renewable

Travel medical insurance for US and Non US citizens and residents, traveling internationally anywhere outside their home country, excluding USA.

Patriot International Lite (A.M. Best Rating: A-) is a comprehensive travel medical insurance plan for travelers seeking dependable worldwide medical coverage at an affordable price. It provides coverage for eligible new illnesses and injuries, emergency medical benefits, and travel assistance for vacations, business travel, and extended stays abroad. Coverage is available from 5 days to 365 days.

Patriot International Lite does not participate in any PPO network. You can visit any doctor or hospital of your choice.

Patriot International Lite does not cover pre-existing conditions. Patriot International Lite includes acute onset coverage of pre-existing conditions for travelers under age 70: up to $1,000,000 for eligible travelers, $20,000 for U.S. citizens without primary health coverage, and $2,500 for ages 65–69.

Review the Patriot International Lite policy documents for complete coverage details, exclusions, and limitations.
  • After the deductible, the plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
  • For U.S & non U.S residents traveling internationally, excluding the USA
  • Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
  • Extendable for up to 365 days
  • Plan can be purchased after arrival at the destination
  • Not Available for the following Destination Countries: Belarus (BLR), Congo, The Democratic Republic of (COD), Kosovo (XKX), Northern Mariana Islands (MNP), Palestinian Terr. (PSE), Puerto Rico (PRI), Russia (RUS), South Sudan (SSD), Uganda (UGA), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR).
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN).
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE).
  • Not available for purchase if the Traveler is a {us_states_restrictions_phys} resident and is physically present in {us_states_restrictions_phys} at the time of purchase. The policy will still cover the traveler(s) visiting and temporarily staying in this U.S. state.
  • Not available to individuals who are non U.S citizens residing in the state of Maryland (MD). The policy will still cover the traveler(s) visiting and temporarily staying in this U.S. state.
Plan Brochure | Description of Coverage | Plan FAQs | Plan Benefits