Travel Medical Insurance Plan for international traveler traveling to the USA.
Visitors Care(A.M. Best Rating: A) is a fixed-benefit travel medical insurance plan that offers affordable visitor insurance for international travelers visiting the United States. Scheduled benefits help reduce premium costs while providing coverage for eligible medical services resulting from unexpected illnesses and injuries, making it a practical choice for vacations, family visits, and short-term travel. Coverage is available from 5 days to 365 days.
While in the U.S., after the deductible is satisfied within the First Health PPO network, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service.
Visitors Care does not cover pre-existing conditions. Visitors Care includes coverage for an acute onset of a pre-existing condition up to $25,000 for travelers under age 70.
Review the Visitors Care policy documents for complete coverage details, exclusions, and limitations.
After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
Acute Onset of Pre-Existing Condition Coverage:
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For those under the age of 70, coverage is up to the stated amount in the policy documents and based on what policy maximum is chosen. Subject to Deductible
Outpatient & Inpatient Services
Emergency Room Coverage
Emergency Dental Accident
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Dental treatment for unexpected pain or due to a covered accident, Subject to Deductible
COVID-19 Coverage
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Treatment for COVID-19 is covered if contracted after the policy effective date. Testing for Covid-19 is covered only if ordered by a physician. Vaccination/Boosters and cost of Quarantine are not covered.
Pre-Existing Conditions: No Coverage
For non U.S residents and non U.S citizens traveling to the U.S
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 365 days
Extendable for up to 365 days
Plan can be purchased after arrival at the destination
Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR).
Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Niger (NER), Nigeria (NGA), Sierra Leone (SLE) & United States (USA).