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Patriot Platinum

Comprehensive | A- (Excellent) | IMG

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COVID-19 Included Acute Pre-Existing Condition Medical Coverage During Travel Cancelable & Renewable

Travel Medical Insurance Plan for non US Residents and US citizens who permanently live outside the USA, for traveling to the USA, and anywhere outside their country of Residence.

Patriot Platinum (A.M. Best Rating: A-) is a premium travel medical insurance plan for international travelers seeking the highest level of medical coverage while visiting the United States or traveling abroad. High policy maximums, comprehensive benefits, and worldwide emergency assistance make it an excellent choice for luxury vacations, business travel, and extended international trips. Coverage is available from 5 days to 365 days.

While in the U.S., after the deductible is satisfied within the United Healthcare PPO network, the plan will pay 100% of eligible medical expenses up to the selected policy maximum. Outside of the PPO network, the plan will pay 100% of eligible medical expenses up to the selected policy maximum.

Patriot Platinum does not cover pre-existing conditions. Patriot Platinum includes acute onset coverage of pre-existing conditions for travelers under age 70: up to $1,000,000 for eligible travelers, $20,000 for U.S. citizens without primary health coverage, and $2,500 for ages 65–69.

Review the Patriot Platinum Insurance plan policy documents for complete and accurate coverage and exclusions.
  • After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
  • For non U.S residents traveling internationally, including the USA
  • Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
  • Extendable for up to 365 days
  • Temporary coverage for green card holders visiting the USA for a short trip
  • Eligible for Student Visa holders who do not have specific health insurance requirements to meet.
  • Plan can be purchased after arrival at the destination
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Puerto Rico (PRI), Sierra Leone (SLE), Syria (SYR), United States (USA), Venezuela (VEN) & Virgin Islands (USA) (VIR).
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE).
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