Travel Medical Insurance Plan for international traveler traveling outside the home country.
VisitorSecure(A.M. Best Rating: A) is a limited coverage fixed-benefit visitor insurance plan designed for international travelers seeking affordable medical coverage while visiting the United States. Its scheduled-benefit structure helps keep premiums low while providing predictable coverage for eligible medical services, making it an excellent choice for family visits, vacations, and other short-term stays. Coverage is available from 5 days to 364 days.
While in the U.S., after the deductible is satisfied, the insurance company will pay up to the stated amount in the policy document for each covered treatment or service. VisitorSecure does not participate in any PPO network. You can visit any doctor or hospital of your choice.
VisitorSecure does not cover pre-existing conditions. VisitorSecure includes coverage for an acute onset of a pre-existing condition available for travelers under age 70.
Review the VisitorSecure policy documents for complete coverage details, exclusions, and limitations.
After the deductible, plan pays Pre-Fixed Limited Coverage
Acute Onset of Pre-Existing Condition Coverage
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Under the age of 70, coverage is up to the stated amount in the policy & based on what maximum is chosen. Please Note: Coverage for acute onset of a pre-existing condition is excluded when the pre-existing condition is a congenital or chronic.
Emergency Medical Evacuation
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Up to $50,000 Benefit amount varies depending on the policy maximum.
Urgent Care Visits
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Up to $130/visit; 10 visits max. Subject to Deductible Benefit amount varies depending on the policy maximum.
Emergency Room Services
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Up to $785 Subject to Deductible Benefit amount varies depending on the policy maximum.
Emergency Dental Coverage
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Up to $550, subject to the Deductible Benefit amount varies depending on the policy maximum.
Prescriptions/Medication
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Up to $300 per policy period, subject to deductible Benefit amount varies depending on the policy maximum.
COVID-19 Coverage: Included
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Treatment for COVID-19 is covered if contracted after the policy effective date. Testing for Covid-19 is covered only if ordered by a physician. Vaccination/Boosters and cost of Quarantine are not covered.
Pre-Existing Conditions: No Coverage
For international travelers traveling anywhere outside their home country including the U.S
For ages 14 days to 99 years
Coverage for minimum 5 days to maximum up to 364 days
Extendable for up to 364 days
Plan can be purchased after arrival at the destination
Residents & Citizens of UK may purchase coverage for a maximum of 119 days
Not Available for the following Destination Countries: Belarus (BLR), Congo, The Democratic Republic of (COD), Cuba (CUB), Iran (IRN), Israel (ISR), Lebanon (LBN), North Korea (PRK), Palestinian Terr. (PSE), Puerto Rico (PRI), Russia (RUS), South Sudan (SSD), Uganda (UGA) & Ukraine (UKR).
Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK), Puerto Rico (PRI), Ukraine (UKR) & Virgin Islands (USA) (VIR).
Not available for Citizens of: Cuba (CUB) & Ukraine (UKR).
Not available for purchase if the traveler(s) is physically present in {us_states_restrictions_phys}. The policy will still cover the traveler(s) visiting and temporarily staying in these U.S. states.
Not available to individuals who are physically located in the country of: Australia (AUS), Austria (AUT), Belgium (BEL), Bulgaria (BGR), Canada (CAN), Croatia (HRV), Cyprus (CYP), Czech Republic (CZE), Denmark (DNK), Estonia (EST), Finland (FIN), France (FRA), Germany (DEU), Greece (GRC), Hungary (HUN), Iceland (ISL), Ireland (IRL), Italy (ITA), Latvia (LVA), Liechtenstein (LIE), Lithuania (LTU), Luxembourg (LUX), Malta (MLT), Netherlands (NLD), Norway (NOR), Poland (POL), Portugal (PRT), Romania (ROU), Slovak Republic (SVK), Slovenia (SVN), Spain (ESP), Sweden (SWE) & United Kingdom (GBR).
For individuals coming to the US who are over age 65, coverage must begin within 30 days of arrival
Plan cannot be purchased more than 3 months in advance