OnshoreKare

Travel Insurance with a Difference

Student Health Advantage - Platinum Comprehensive

Rated A- (Excellent) | IMG | SiriusPoint Speciality

COVID-19 Included

Medical Coverage During Travel

Cancelable & Renewable

Benefits Hide details
  • After the deductible, plan pays 90% of eligible medical expenses up to $1,000, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum
  • Long-term medical coverage up to 5 years
  • Coverage for $500,000 per incident for individuals and groups, $100,000 for their dependents
  • Repatriation for Medical Treatment
  • Maternity coverage
  • Pre-existing Conditions
  • $25 Deductible per Injury or Illness (Outside U.S.)
  • Optional Adventure Sports Rider
  • COVID-19 Coverage
Eligibility Hide details
  • For J1, M1, F1 or A1 visa holders
  • For ages 31 days old to 64 years
  • Be a participant: a student, scholar, intern, teacher, or trainee enrolled in an educational or cultural exchange program for the purposes of teaching, study, research, or receiving on the job training for a temporary period of time
  • Be the spouse of a participant or children of a participant and residing outside his/her primary country of residence for a temporary period of time. Primary applicant must hold a J1, M1, F1 or A1 visa, and spouse must apply with primary applicant - they cannot apply alone
  • Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal
  • Not be hospitalized, disabled, pregnant, or HIV+ on the initial effective date
  • Meets student visa requirements
  • Extendable for up to 365 days
  • Plan can be purchased after arrival at the destination
Purchase Restrictions Hide details
  • Not Available for the following Destination Countries: Belarus (BLR), Congo, The Democratic Republic of (COD), Russia (RUS), South Sudan (SSD), Uganda (UGA) & Ukraine (UKR).
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN).
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE).
  • Not available for purchase if the Traveler is a {us_states_restrictions_phys} resident and is physically present in {us_states_restrictions_phys} at the time of purchase. The policy will still cover the traveler(s) visiting and temporarily staying in this U.S. state.
  • Not Available for Addresses from the Following U.S. States/Territories: Maryland (MD).

Student Health Advantage - Standard Comprehensive

Rated A- (Excellent) | IMG | SiriusPoint Speciality

COVID-19 Included

Medical Coverage During Travel

Cancelable & Renewable

Benefits Hide details
  • After the deductible, plan pays 90% of eligible medical expenses up to $1,000, then 100% thereafter within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to the policy maximum
  • Long-term medical coverage up to 5 years
  • Coverage for $300,000 per incident for individuals and groups, $100,000 for their dependents
  • Repatriation for Medical Treatment
  • Optional Adventure Sports Rider
  • COVID-19 Coverage
Eligibility Hide details
  • For J1, M1, F1 or A1 visa holders
  • For ages 31 days to 64 years
  • Be a participant: a student, scholar, intern, teacher, or trainee enrolled in an educational or cultural exchange program for the purposes of teaching, study, research, or receiving on the job training for a temporary period of time
  • Be the spouse of a participant or children of a participant and residing outside his/her primary country of residence for a temporary period of time. Primary applicant must hold a J1, M1, F1 or A1 visa, and spouse must apply with primary applicant - they cannot apply alone
  • Be physically and legally residing in the destination country with the intent to reside there for at least 30 days on the effective date and at renewal
  • Not be hospitalized, disabled, pregnant, or HIV+ on the initial effective date
  • Meets student visa requirements
  • Extendable for up to 365 days
  • Plan can be purchased after arrival at the destination
Purchase Restrictions Hide details
  • Not Available for the following Destination Countries: Belarus (BLR), Congo, The Democratic Republic of (COD), Russia (RUS), South Sudan (SSD), Uganda (UGA) & Ukraine (UKR).
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN).
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE).
  • Not available for purchase if the Traveler is a {us_states_restrictions_phys} resident and is physically present in {us_states_restrictions_phys} at the time of purchase. The policy will still cover the traveler(s) visiting and temporarily staying in this U.S. state.
  • Not Available for Addresses from the Following U.S. States/Territories: Maryland (MD).

Patriot Platinum International Comprehensive

Rated A- (Excellent) | IMG | SiriusPoint Speciality

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

Benefits Hide details
  • After the deductible, the plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Eligibility Hide details
  • For U.S & non U.S residents traveling internationally, excluding the USA
  • Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
  • Extendable for up to 365 days
  • Plan can be purchased after arrival at the destination
Purchase Restrictions Hide details
  • Not Available for the following Destination Countries: Belarus (BLR), Congo, The Democratic Republic of (COD), Kosovo (XKX), Northern Mariana Islands (MNP), Palestinian Terr. (PSE), Puerto Rico (PRI), Russia (RUS), South Sudan (SSD), Uganda (UGA), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR).
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN).
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE).
  • Not available for purchase if the Traveler is a {us_states_restrictions_phys} resident and is physically present in {us_states_restrictions_phys} at the time of purchase. The policy will still cover the traveler(s) visiting and temporarily staying in this U.S. state.
  • Not available to individuals who are non U.S citizens residing in the state of Maryland (MD). The policy will still cover the traveler(s) visiting and temporarily staying in this U.S. state.

Patriot International Lite Comprehensive

Rated A- (Excellent) | IMG | SiriusPoint Speciality

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

Benefits Hide details
  • After the deductible, the plan pays 100% of eligible medical expenses
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Eligibility Hide details
  • For U.S & non U.S residents traveling internationally, excluding the USA
  • Coverage begins once the policyholder has left their home country and is in transit to or has entered one of the eligible destination countries
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days
  • Extendable for up to 365 days
  • Plan can be purchased after arrival at the destination
Purchase Restrictions Hide details
  • Not Available for the following Destination Countries: Belarus (BLR), Congo, The Democratic Republic of (COD), Kosovo (XKX), Northern Mariana Islands (MNP), Palestinian Terr. (PSE), Puerto Rico (PRI), Russia (RUS), South Sudan (SSD), Uganda (UGA), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR).
  • Not available if Home Country/Country of Residences are: Botswana (BWA), Cuba (CUB), Gambia (GMB), Ghana (GHA), Iran (IRN), Kosovo (XKX), Niger (NER), Nigeria (NGA), North Korea (PRK), Sierra Leone (SLE), Syria (SYR) & Venezuela (VEN).
  • Not available for Citizens of: Botswana (BWA), Gambia (GMB), Ghana (GHA), Kosovo (XKX), Niger (NER), Nigeria (NGA) & Sierra Leone (SLE).
  • Not available for purchase if the Traveler is a {us_states_restrictions_phys} resident and is physically present in {us_states_restrictions_phys} at the time of purchase. The policy will still cover the traveler(s) visiting and temporarily staying in this U.S. state.
  • Not available to individuals who are non U.S citizens residing in the state of Maryland (MD). The policy will still cover the traveler(s) visiting and temporarily staying in this U.S. state.

Safe Travels International - Cost Saver Comprehensive

Rated A | Trawick International | Zurich Insurance

COVID-19 Excluded

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

Benefits Hide details
  • After the deductible, plan pays 80% of the first $5,000 then 100% thereafter for eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Emergency Medical Treatment of Pregnancy
  • Trip Delay
  • Pre-Existing Conditions: No Coverage
  • COVID-19 Coverage: Excluded
Eligibility Hide details
  • For non U.S residents traveling anywhere outside their home country excluding USA
  • For ages 14 days to 89 years
  • Coverage for minimum 5 days to maximum up to 364 days
  • Extendable for up to 364 days
  • Plan must be purchased within 364 days of arrival
Purchase Restrictions Hide details
  • Not Available for the following Destination Countries: Afghanistan (AFG), Belarus (BLR), Congo, The Democratic Republic of (COD), Cuba (CUB), Ghana (GHA), Haiti (HTI), Indonesia (IDN), Iran (IRN), Iraq (IRQ), Lebanon (LBN), Liberia (LBR), Libya (LBY), Myanmar (MMR), North Korea (PRK), Russia (RUS), South Sudan (SSD), Sudan (SDN), Syria (SYR), Ukraine (UKR), United States (USA) & Yemen (YEM).
  • Not available if Home Country/Country of Residences are: Afghanistan (AFG), Australia (AUS), Austria (AUT), Belarus (BLR), Belgium (BEL), Bulgaria (BGR), Congo, The Democratic Republic of (COD), Croatia (HRV), Cuba (CUB), Czech Republic (CZE), Denmark (DNK), Dominican Republic (DOM), Estonia (EST), Finland (FIN), France (FRA), Germany (DEU), Ghana (GHA), Greece (GRC), Haiti (HTI), Hungary (HUN), Iceland (ISL), Iran (IRN), Iraq (IRQ), Italy (ITA), Latvia (LVA), Lebanon (LBN), Liberia (LBR), Libya (LBY), Liechtenstein (LIE), Lithuania (LTU), Luxembourg (LUX), Malta (MLT), Myanmar (MMR), Netherlands (NLD), Nigeria (NGA), North Korea (PRK), Norway (NOR), Poland (POL), Portugal (PRT), Romania (ROU), Russia (RUS), Saudi Arabia (SAU), Slovak Republic (SVK), Slovenia (SVN), South Sudan (SSD), Spain (ESP), Sudan (SDN), Sweden (SWE), Switzerland (CHE), Syria (SYR), United States (USA) & Yemen (YEM).
  • Not available for Citizens of: Cuba (CUB).

Atlas International Comprehensive

Rated A++ (Superior) | WorldTrips

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

Benefits Hide details
  • After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Emergency Medical Evacuation
  • Urgent Care Visits
  • Emergency Room Services
  • Emergency Eye Exam Coverage
  • Emergency Dental Coverage
  • Prescriptions/Medication
  • Trip Interruption
  • Trip Delay
  • COVID-19 Coverage: Included
  • Pre-Existing Conditions: No Coverage
Eligibility Hide details
  • For international travelers travelling anywhere outside their home country. No Coverage in USA
  • For ages 14 days to 99 years
  • Coverage for minimum 5 days to maximum up to 365 days in a policy period
  • Extendable for up to 365 days
  • If you are purchasing this plan for Schengen visa purposes, please select a zero dollar ($0) deductible
  • Plan can be purchased after arrival at the destination
  • Residents & Citizens of UK may purchase coverage for a maximum of 119 days
Purchase Restrictions Hide details
  • Not Available for the following Destination Countries: Belarus (BLR), Congo, The Democratic Republic of (COD), Cuba (CUB), Iran (IRN), Israel (ISR), Lebanon (LBN), North Korea (PRK), Palestinian Terr. (PSE), Puerto Rico (PRI), Russia (RUS), South Sudan (SSD), Uganda (UGA), Ukraine (UKR), United States (USA) & Virgin Islands (USA) (VIR).
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK), Puerto Rico (PRI), Ukraine (UKR) & Virgin Islands (USA) (VIR).
  • Not available for Citizens of: Cuba (CUB) & Ukraine (UKR).
  • Not available for purchase if the traveler(s) is physically present in {us_states_restrictions_phys}. The policy will still cover the traveler(s) visiting and temporarily staying in these U.S. states.
  • Not available to individuals who are physically located in the country of: Australia (AUS), Austria (AUT), Belgium (BEL), Bulgaria (BGR), Canada (CAN), Croatia (HRV), Cyprus (CYP), Czech Republic (CZE), Denmark (DNK), Estonia (EST), Finland (FIN), France (FRA), Germany (DEU), Greece (GRC), Hungary (HUN), Iceland (ISL), Ireland (IRL), Italy (ITA), Latvia (LVA), Liechtenstein (LIE), Lithuania (LTU), Luxembourg (LUX), Malta (MLT), Netherlands (NLD), Norway (NOR), Poland (POL), Portugal (PRT), Romania (ROU), Slovak Republic (SVK), Slovenia (SVN), Spain (ESP), Sweden (SWE) & United Kingdom (GBR).

Student Secure - Elite Comprehensive

Rated A++ (Superior) | WorldTrips

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

Benefits Hide details
  • After the deductible, plan pays 80% of the first $10,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Pre-Existing Condition: 6-month waiting period
  • Outpatient Treatments
  • Maternity Care for Covered Pregnancies
  • Mental Health Disorders
  • Sports & Activities
  • Emergency Medical Evacuation
  • Coverage up to 365 days (Renewal for up to 4 years of continuous coverage)
  • Optional Accidental Death & Dismemberment Rider
  • Optional Crisis Response Rider
  • COVID-19 Coverage
Eligibility Hide details
  • Available For: M, F, J, and OPT visa holders
  • For ages 14 days to 64 years
  • Must be residing outside home country for the purpose of pursuing international educational activities
  • Must be a full-time student
  • The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
  • Monthly Coverage Durations
  • Not applicable for dependents
  • Extendable in 30–365 day periods, up to a maximum of 4 years
  • Plan can be purchased after arrival at the destination
  • Residents & Citizens of UK may purchase coverage for a maximum of 119 days
Purchase Restrictions Hide details
  • Not Available for the following Destination Countries: Belarus (BLR), Congo, The Democratic Republic of (COD), Cuba (CUB), Iran (IRN), Israel (ISR), Lebanon (LBN), North Korea (PRK), Palestinian Terr. (PSE), Russia (RUS), South Sudan (SSD), Uganda (UGA) & Ukraine (UKR).
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK), Puerto Rico (PRI), Ukraine (UKR) & Virgin Islands (USA) (VIR).
  • Not available for Citizens of: Cuba (CUB) & Ukraine (UKR).
  • Not available for purchase if the traveler(s) is physically present in {us_states_restrictions_phys}. The policy will still cover the traveler(s) visiting and temporarily staying in these U.S. states.
  • Not available to individuals who are physically located in the country of: Australia (AUS), Austria (AUT), Belgium (BEL), Bulgaria (BGR), Canada (CAN), Croatia (HRV), Cyprus (CYP), Czech Republic (CZE), Denmark (DNK), Estonia (EST), Finland (FIN), France (FRA), Germany (DEU), Greece (GRC), Hungary (HUN), Iceland (ISL), Ireland (IRL), Italy (ITA), Latvia (LVA), Liechtenstein (LIE), Lithuania (LTU), Luxembourg (LUX), Malta (MLT), Netherlands (NLD), Norway (NOR), Poland (POL), Portugal (PRT), Romania (ROU), Slovak Republic (SVK), Slovenia (SVN), Spain (ESP), Sweden (SWE) & United Kingdom (GBR).

Student Secure - Select Comprehensive

Rated A++ (Superior) | WorldTrips

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

Benefits Hide details
  • After the deductible, plan pays 80% of the first $25,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Pre-Existing Condition: 6-month waiting period
  • Outpatient Treatments
  • Maternity Care for Covered Pregnancies
  • Mental Health Disorders
  • Sports & Activities
  • Emergency Medical Evacuation
  • Coverage up to 365 days (Renewal for up to 4 years of continuous coverage)
  • Optional Accidental Death & Dismemberment Rider
  • Optional Crisis Response Rider
  • COVID-19 Coverage
Eligibility Hide details
  • Available For: M, F, J, and OPT visa holders
  • For ages 14 days to 64 years
  • Must be residing outside home country for the purpose of pursuing international educational activities
  • Must be a full-time student
  • The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
  • Monthly Coverage Durations
  • Not applicable for dependents
  • Extendable in 30–365 day periods, up to a maximum of 4 years
  • Plan can be purchased after arrival at the destination
  • Residents & Citizens of UK may purchase coverage for a maximum of 119 days
Purchase Restrictions Hide details
  • Not Available for the following Destination Countries: Belarus (BLR), Congo, The Democratic Republic of (COD), Cuba (CUB), Iran (IRN), Israel (ISR), Lebanon (LBN), North Korea (PRK), Palestinian Terr. (PSE), Russia (RUS), South Sudan (SSD), Uganda (UGA) & Ukraine (UKR).
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK), Puerto Rico (PRI), Ukraine (UKR) & Virgin Islands (USA) (VIR).
  • Not available for Citizens of: Cuba (CUB) & Ukraine (UKR).
  • Not available for purchase if the traveler(s) is physically present in {us_states_restrictions_phys}. The policy will still cover the traveler(s) visiting and temporarily staying in these U.S. states.
  • Not available to individuals who are physically located in the country of: Australia (AUS), Austria (AUT), Belgium (BEL), Bulgaria (BGR), Canada (CAN), Croatia (HRV), Cyprus (CYP), Czech Republic (CZE), Denmark (DNK), Estonia (EST), Finland (FIN), France (FRA), Germany (DEU), Greece (GRC), Hungary (HUN), Iceland (ISL), Ireland (IRL), Italy (ITA), Latvia (LVA), Liechtenstein (LIE), Lithuania (LTU), Luxembourg (LUX), Malta (MLT), Netherlands (NLD), Norway (NOR), Poland (POL), Portugal (PRT), Romania (ROU), Slovak Republic (SVK), Slovenia (SVN), Spain (ESP), Sweden (SWE) & United Kingdom (GBR).

Student Secure - Budget Comprehensive

Rated A++ (Superior) | WorldTrips

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

Benefits Hide details
  • After the deductible, plan pays 80% up to $45,000 and then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Pre-Existing Condition: 12-month waiting period
  • Outpatient Treatments
  • Maternity Care for Covered Pregnancies
  • Mental Health Disorders
  • Sports & Activities
  • Emergency Medical Evacuation
  • Coverage up to 365 days (Renewal for up to 4 years of continuous coverage)
  • COVID-19 Coverage
Eligibility Hide details
  • Available For: M, F, J, and OPT visa holders
  • For ages 14 days to 64 years
  • Must be residing outside home country for the purpose of pursuing international educational activities
  • Must be a full-time student
  • The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
  • Monthly Coverage Durations
  • Not applicable for dependents
  • Extendable in 30–365 day periods, up to a maximum of 4 years
  • Plan can be purchased after arrival at the destination
  • Residents & Citizens of UK may purchase coverage for a maximum of 119 days
Purchase Restrictions Hide details
  • Not Available for the following Destination Countries: Belarus (BLR), Congo, The Democratic Republic of (COD), Cuba (CUB), Iran (IRN), Israel (ISR), Lebanon (LBN), North Korea (PRK), Palestinian Terr. (PSE), Russia (RUS), South Sudan (SSD), Uganda (UGA) & Ukraine (UKR).
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK), Puerto Rico (PRI), Ukraine (UKR) & Virgin Islands (USA) (VIR).
  • Not available for Citizens of: Cuba (CUB) & Ukraine (UKR).
  • Not available for purchase if the traveler(s) is physically present in {us_states_restrictions_phys}. The policy will still cover the traveler(s) visiting and temporarily staying in these U.S. states.
  • Not available to individuals who are physically located in the country of: Australia (AUS), Austria (AUT), Belgium (BEL), Bulgaria (BGR), Canada (CAN), Croatia (HRV), Cyprus (CYP), Czech Republic (CZE), Denmark (DNK), Estonia (EST), Finland (FIN), France (FRA), Germany (DEU), Greece (GRC), Hungary (HUN), Iceland (ISL), Ireland (IRL), Italy (ITA), Latvia (LVA), Liechtenstein (LIE), Lithuania (LTU), Luxembourg (LUX), Malta (MLT), Netherlands (NLD), Norway (NOR), Poland (POL), Portugal (PRT), Romania (ROU), Slovak Republic (SVK), Slovenia (SVN), Spain (ESP), Sweden (SWE) & United Kingdom (GBR).

Student Secure - Smart Comprehensive

Rated A++ (Superior) | WorldTrips

COVID-19 Included

Acute Pre-Existing Condition

Medical Coverage During Travel

Cancelable & Renewable

Benefits Hide details
  • After the deductible, plan pays 80% of the first $100,000 then 100% of eligible medical expenses within the United Healthcare PPO network; outside the PPO network, plan pays URC of eligible medical expense up policy maximum
  • Acute Onset of Pre-Existing Condition Coverage
  • Outpatient Treatments
  • Mental Health Disorders
  • Sports & Activities
  • Emergency Medical Evacuation
  • Coverage up to 365 days (Renewal for up to 4 years of continuous coverage)
  • COVID-19 Coverage
Eligibility Hide details
  • Available For: M, F, J, and OPT visa holders
  • For ages 14 days to 64 years
  • Must be residing outside home country for the purpose of pursuing international educational activities
  • Must be a full-time student
  • The Full-time Student / Scholar status requirement is waived for valid F1 (including those students on OPT) or J1 visa holders in the U.S.
  • Monthly Coverage Durations
  • Not applicable for dependents
  • Extendable in 30–365 day periods, up to a maximum of 4 years
  • Plan can be purchased after arrival at the destination
  • Residents & Citizens of UK may purchase coverage for a maximum of 119 days
Purchase Restrictions Hide details
  • Not Available for the following Destination Countries: Belarus (BLR), Congo, The Democratic Republic of (COD), Cuba (CUB), Iran (IRN), Israel (ISR), Lebanon (LBN), North Korea (PRK), Palestinian Terr. (PSE), Russia (RUS), South Sudan (SSD), Uganda (UGA) & Ukraine (UKR).
  • Not available if Home Country/Country of Residences are: Cuba (CUB), Iran (IRN), North Korea (PRK), Puerto Rico (PRI), Ukraine (UKR) & Virgin Islands (USA) (VIR).
  • Not available for Citizens of: Cuba (CUB) & Ukraine (UKR).
  • Not available for purchase if the traveler(s) is physically present in {us_states_restrictions_phys}. The policy will still cover the traveler(s) visiting and temporarily staying in these U.S. states.
  • Not available to individuals who are physically located in the country of: Australia (AUS), Austria (AUT), Belgium (BEL), Bulgaria (BGR), Canada (CAN), Croatia (HRV), Cyprus (CYP), Czech Republic (CZE), Denmark (DNK), Estonia (EST), Finland (FIN), France (FRA), Germany (DEU), Greece (GRC), Hungary (HUN), Iceland (ISL), Ireland (IRL), Italy (ITA), Latvia (LVA), Liechtenstein (LIE), Lithuania (LTU), Luxembourg (LUX), Malta (MLT), Netherlands (NLD), Norway (NOR), Poland (POL), Portugal (PRT), Romania (ROU), Slovak Republic (SVK), Slovenia (SVN), Spain (ESP), Sweden (SWE) & United Kingdom (GBR).